सीधी सी बात * Well researched Facts & Analysis, on important issues in Indian Society

Valuation is important parameter in real estate market and for consumer protection All people dont engage into valuation of property before buying or selling as valuation is costly process and we are not aware।Mostly mortgaging lenders do it for own loan margins। Valuation keeps changing like prices of shares or gold but slowly।Cash liquidity is very important। Out of all ,valuation of condominium apartment or a flat in group housing, is difficult for common man to understand So here is guideline and personal opinion of author।It may benefit common sellers , buyers and untrained property agents both। First, deal only with professionals and RERA registered dealers for your safety and right deal। We shall explain valuation by example of Shipra Riviera a condominium (group housing) developed and leased by GDA ghaziabad।Located on main kaveri marg in gyan khand 3 in prestigious Indirapuram of Ghaziabad। It has 1260 flats in a low rise construction of blocks with 4 floors।Also called builde...

Terrorism is always caused or sponsored by politicians and criminals to continue instability poverty and loot under cover of  patriotic slogans and public paid excess security। Security is a fancy word। It is a tool to create fear and divert attention and to run arms drugs flesh trade violence ।We can say the hidden ugly face of state like Dr Jekyl and Hyde story। नक्सलवादी का अर्ध सच क्या है।ये वही गरीब आदिवासी हैं जिनकी जमीन जोरू हड़पी जा रही।खनन माफिया कर रही जंगलों पर कब्जा। हमारे ही टेक्स से संचित फोर्सेस जुल्म करती हैं जब इंसाफ की उठती है आवाज।

 Family court cases are one of most common and prolific cases coming to ngos and family courts to work out solution and save families and children upbringing . The rising cases are seen in metro cities due to changing demographic profiles, nuclear families and working women . Hence role of these special courts is to create fast track approach . If civil matters are settled undelayed the criminal route won't be followed by people  Our supreme court other day asserted outdated system of british colonialism must change. Our forum has been playing role in sensitising law commission  politicians and bar councils for judicial reforms .Even js mallimath committee report is not even half implemented .There is shortage of 15000 judicial officers in district and below courts . 3.45 crores cases are pending . Disputes should be avoided and resolved mutually .Honesty and sincerity are two key factors to de-stress society  See what Delhi court said on family courts yesterday...

 Managing your sugar and weight A GI diet prescribes meals primarily of foods that have low values. Examples of foods with low, middle and high GI values include the following: Managing sugar and weight Try to eat lower GI food।Rather eat low GI plus Low GL food। Low GI: Green vegetables, most fruits, raw carrots, kidney beans, chickpeas, lentils and bran breakfast cereals Medium GI: Sweet corn, bananas, raw pineapple, raisins, oat breakfast cereals, and multigrain, oat bran or rye bread High GI: White rice, white bread and potatoes Refined sugar is out।So also fast food।

 Spine and back problems are now common from 40plus age: First home Treatment  for lumbar (back and sciatica type pain, generally on one side ) which can be due to muscle sprain nerve compression under hip, or neuro-pathy caused by temporary problems of nerves or degeneration of discs in spine both at cervical or lumbar region 1. Stop all activities except normal walk and work. For 10-14 days . Take rest. Avoid long time standing also ।  2. Sleep on semi hard surface, on sides or prone (face down ). Get up from bed sideways and with hand support   3. Take pain killer not more than 3 times a day if needed 4. Do sona belt or hot water fomentation on the side one feels pain in hip/ back region or thigh and calf region as case may be  5 Change postures. Sit straight with gentle back support on chair. Avoid sprawling on bed (most dangerous) by taking support of back board or wall .Learn to sit straight. TV watching in bed is one big reason। 6 Dont bend forward o...

 india not following social security and assistance and discounts to senior citizens above 65 and not getting any pensions 1 police protection and beat duty 2 safety at home 3 door services 4 50% / free medical expenses in all public private hospitals 5 free medicines 6 special community centres and recreation for senior citizens in all class A cities 7 door delivery of services and food medicines at nominal charges or free 8 part time job preference  9 pension to those not getting any pensions for basic maintenance 10 priority in emergency services and queues। 11 Nominal food prices at public places like railway airports bus terminus 12 volunteer escort service in emergency through community help line 13 protection against eviction from home, bullying, disrespectful words and gestures 14 property management services if needed as most seniors stay alone 15 well appointed 3 categories of senior citizens communes /homes for poor and middle claas at nominal charges or free with m...

Companies should focus on quality , quality service, reduce number of launches, ensure availability of spares for atleast 15 years and customer satisfaction। Instead of madly launching variants and focussing on celebrity endorsements and general advertising  in cluttered media Referrals by consumers is most important।You cant build brand and world class status without this and repeated and consistent performance। Corporates should now come out of market driven consumption। We are wasting resources and harming morality and environment।It is not sustainable club features and keep 3 or 4 models only।

 .              *VVV  IMPORTANT...*              *क्या भारत का सिस्टम*         *आम जनता को धोखा देता है ?*  आप खुद देखिये....      1- नेता चाहे तो दो सीट से एक साथ चुनाव         लड़ सकता है ! लेकिन....      आप दो जगहों पर वोट नहीं डाल सकते, 2-आप जेल मे बंद हो तो वोट नहीं डाल        सकते..लेकिन      नेता जेल मे रहते हुए चुनाव लड सकता है. 3-आप कभी जेल गये थे, तो     अब आपको जिंदगी भर       कोई सरकारी नौकरी नहीं मिलेगी, लेकिन…… नेता चाहे जितनी बार भी हत्या या बलात्कार के मामले म  जेल गया हो, फिर भी वो प्रधानमंत्री या राष्ट्रपति जो चाहे बन सकता है, 4-बैंक में मामूली नौकरी पाने के लिये आपका ग्रेजुएट होना जरूरी है.. लेकिन, नेता अंगूठा छाप हो तो भी भारत का फायनेन्स मिनिस्टर बन सकता है। 5-आपको सेना में एक मामूली सिपाही की नौकरी पाने के लिये डिग्री के साथ 10 किलोमी...

The suitcase vaccine may vaccinate India far and wide cheap and quick: How? Well it is like this . Tesla a glob al car maker and hi-tech company have signed agreement with the pioneers German company to Produce mRNA vaccine.In fact this was the compnay which pioneered mRNA technology 20 years back. But  Pfizer and Moderna took advantage and outsmarted them commercially.This technology depends not on bio material derived from animals but  can factory produce the proteins that corona virus caries. Hence it is mass production oriented like drugs and cheap. Cheap, almost by 1/10th of traditional vaccines cost. Hence large quantities can be produced fast। It is also risk free since it has no part of any virus -dead, inactive, or alive. They have developed a concept in which inputs will be put in a suitcase type gadget and local vaccine shots will be ready in various places . This formula and relatively stable molecule of this company can keep it safe in normal conditions for up to ...

 If any intelligent person is observing events and speeches and media articles from various sources well and deduct coherently make believe information from this clutter, things are emerging very clearly:   1. Present dispensation of Modi government in centre is nothing but RSS in power by default where from President to CMs and Dy CMs , ministers in states are 90% RSS karyakarta in past. Hence this fundamentalist organization   showing as if caring for Hindus and their rights is managed to wrest power from another wily party congress . Incidentally both RSS and congress were promoted by British rulers only. Idea was to divide and rule RSS and CPI were set up to weaken Gandhi and Nehru ad delay freedom. Another setup created on same day as RSS was CPI which is defunct now. 2. BJP is just a party of disgruntled old politicians, corrupt traders which has piggy backed on vast network created by Brahmans of RSS to dominate Hindus and by default Indian societ...

Ranking  of Prime Ministers of India who held office more than 3 years।By a panel of 3 professors with at least 30 years of standing in India  Criteria personal qualification integrity , credibility, contribution in building nation, vision, secularism, socio-economic parameters, harmony and peace,grass root development and international recognition  Pt Jawahar Lal Nehru  Indira Gandhi  Narshimha Rao Rajiv Gandhi M M Singh Atal Bihari Vajpayee Narendra Modi  Note: it is not media shown rank but professional analysis based only objective respectful and analytical neutral comments are welcome

 80–20 is famous rule of productivity and wealth distribution in societies, since ages. It also applies to natural events. 80% revenue comes from 20% people and vice a versa. 20% people actually work at peak and rest 80% are low productivity persons in any organizations, specially the government . The lazy and cunning economists have developed economics models with absurd theories.  More the economy engine works, more poor are generated. The more the producer is far from market, lesser is his margin. For example farmer and miner. More closer the product maker is to customer and uses glamour, finish and branding, more margin he extracts . For example, tomato that sells in farm to the middle man at Rs 4 , sells finally at 30 Rs to 50 Rs in retail to urban consumer ( India) . This economic engine has to be redesigned. In any society roughly 3% would be civil servants including army and politicians who pay themselves hefty salaries and perks and waste money. Roughly 1–2% are big ...

 ये सिर्फ गैर जिम्मेदाराना हरकत है और नेताओं ने देश को बुधु समझ रखा है। भ्रस्टाचार चोरी अनपसनाप खर्चेऔर मोटी तनख्वा इसकी वजह आज के भाव पर पेट्रोल 34 रु का पड़ता है।पेट्रोल पंप पर 40 का। तो 103 में क्यों ।बाकी सारी सरकारी लूट है। बेशर्मी पर उतर आए ये लोग। पाकिस्तान श्रीलंका नेपाल बंदलादेश कहीं पर 58 से ज्यादा नही कीमत। देश को बर्बादी की तरफ ढकेला जा रहा है। Ongc का क्रूड तो सस्ता भी है। कोई कारण नही है।लूट नंगापन और चोरी के सिवा 4 गुना असर पड़ता है पेट्रोल डीजल रेट बढ़ाने से। असलीवजह है फालतू स्कीमस वोट के लिए।आधा पैसा बाबू नेता खा रहे। हमारे हिसाब से पेट्रोल तुरन्त 56 किया जा सकता है। गिरती जीडीपी और मूर्खता के कदम उठाना है वजह।लूट अय्याशी चोरी और अकड़ हैं वजह।जनता चुप देख रही। डीजल 10 रु बढ़ते ही भाड़ा 6.5 रु बढ़ाना पड़ता है।खेतो में किसान मर रहा है ।सभी चीजों के दाम 3 गुना हो चुके 7 साल में इस वक़्त टीवी से चल रही झूठी भर्स्ट अपराधियों की सरकार है

Employment and rivalry between communities Fight for limited resources security avoiding hardwork and corruption Haryana Government recently notified that now onwards 75% haryana domiciled will get jobs including private sector for upto 50000 PM jobs। For vote banks dangerous trend is being set।Though it is going on unofficially in south india and few eastern states। I faced this hatred in Assam from locals in 1974। The fault lies with state governments। coming back to issue Based on my personal experience in most private sector already 80% workers were from so called sc st obc categories The general or upper class mostly worked in office and higher managerial position so what politicians want।Like IAS they want reservations in top positions in private sector without zero risk। same is with this regional and local reservations।we are working against free labour market  and movement it is competition  company has right to hire best and cheapest employees like  bihar worker...

Performance of BJP goverment in 7 years।It is fake and non existing। Petrol at current prices of crude costs just 34 Rs including 3 Rs refining cost. It costs 40 Rs maximum at petrol pumps ।Then who is looting indian public? Obviously central government and bjp ruled state governments।Rather these are all RSS governments right from Kovind to Modi to Adityanath to Khattar। This fact should be understand ।This organisation is just one of lacs of NGOs in india . But it is noisy over- hyped and pampered by some hindus specially of North and Central India . Why ? It is patently a gang of migrated persons converted and calling them selves as Brahmans, settled in puna region , coming from Israel। This fake organisation along with CPI was setup by footlicker brahmans of British masters who set them up with main idea  to divide hindu muslim unity for freedom, and help defame gandhi and freedom fighters like bhagat singh।It had negative role in freedom struggle and was only focussed to preve...

Petrol price in india is sheer loot पेट्रोल एक मुख्य ऊर्जा शोत्र है ।इसके साथ डीजल फर्नेस ओइल और गेस। कोयला लकड़ी और प्राकृतिक ऊर्जा जिसका एक ही सोर्स है सूर्य।लकड़ी भी सीधा सूर्य की ही देन है।ऐसे ही वायु शक्ति या जल स्रोत। जब हम एक पेड़ काटते है तो औसत 15 वर्ष खो देते हैं ।यानी एक पेड़ काटने पर 15 लगाना जरूरी है।ये लगातार असंभव है। इसके अलावा आण्विक ऊर्जा और रसायन ऊर्जा जैसे बैटरी और हाइड्रोजन गेस भी बहुत बडी है और बहुत कम इस्तेमाल होती है। पेट्रोल एक आसान इस्तेमाल हो सकने वाला ईंधन है। इसलिए ये डीजल गेस से ज्यादा पॉप्युलर हैं। लेकिन इनकी स्टॉक सीमित है पृथ्वी में।इनका अभी बनना ना मुमकिन है। कच्चा तेल जमीन से निकलने की कीमत 10 से 30$ के बीच रहती है। कुछ अरब देश मे 10$ पर बेरेल(159 litre) लेकिन अय्याश भ्रस्ट देश जैसे अमरीका इंग्लैंड मिलकर इसकी लूट करते हैं।दाम 30 से 140 $ तक बदले हैं।ये पैसा इन्ही देशों में खपता है। इसकी खपत की वृद्धि दर अब धीरे हो रही है। भारत के पास अपने स्टॉक 20 % भी नही।आयात ही होता है। एक तरफ बेतहासा कार मोटर साइकिल बना रहे हैं, पब्लिक सुविधा घिसीपिटी है दूसरी तरफ रेट...

Baba Baba every where ....... Not a dime to trust।

 राजस्थान के हास्य व्यंग्य कवि संपत सरल का राजनीतिक ड्रामा पर करारा व्यंग😀 https://m.youtube.com/watch?v=Sac_iesn6t0

 Modern definition of democracy: A non violent method to form Government of cheats, by the fools for the capitalists 😀😀😀

जीवन के सबसे बड़े आनंद को खोजने के लिए मैं भी ख़ूब भटका हुआ था । बैठे बैठे अचानक  अवसाद सा छा जाता था। लगता था,आत्मा जैसे , एक अनजान में भटक रही हो ।  कुछ किताबों और कुछ लोगों से फिर मिलना हुआ ।'ध्यान' मेरी ज़िंदगी में अवतरित हुआ । और तब समझ आया की जिसे मैं घड़ी घड़ी कही और खोज रहा था वो तो मेरे पास ही थी । हर हर को हर चाहिए, हर हर को हर की आस। हर हर में हर खोजे फिरे हर तो हर हर के पास। तो सबके आनंद की अनुभूति अलग अलग हो सकती है और सबके आनंद की परिभाषा भी  अलग हो सकती है। सच्चा आनंद आपको तब मिलेगा जब आप अपना 'मैं' ख़त्म कर देंगे । आपका 'मैं ', यानी अहंकार जहाँ ढह गया, वहाँ आनंद मिलता है । लालच, लगाव, द्वेष, डर , ईर्ष्या, अहम और खोखलापन खत्म होने से ही सच्चा आनंद प्राप्त होता है। तो जब मैं किसी से प्रेम करता हूँ तो कोशिश करता हूँ की मेरा मैं ख़त्म हो जाए । जब जब ऐसा होता है आनंद मिल जाता है । हर व्यक्ति के अंदर एक निर्विकार शून्य है,  जिसके चारों तरफ व्यक्ति व्यसन,वासना,इच्छाओं , और कुकर्मो का मकड़ जाल बना लेता है। इसी जाल जिसे मायाजाल भी कह सकते हैं ,काट कर इस शू...

Out of 30 crore senior citizens, disabled and widows,  only 1.5 crore get pension or annuity। Rest depended on small bank deposits। Not only all subsidies have been removed but interest rate cut 55% from rates in 2014  No pension to senior citizens and free health care for 75 plus citizens We have one of filthiest system in world। Modi gang is so shameless  looters that not only lpg but senior citizen railway subsidy is stopped They have taken people for granted These 30-2 =28 crores are all voters and can change any government।But unfortunately 30% are fools and brainwashed idiots।Another 30% are illiterate or poor and unable understand। So 40% can make change ।They 12 crore voters can rip off bottoms of any party and goons in power। India has lowest numbers of senior citizens homes in top 90 countries। In 7 years not a single sr citizens home set up by any govt। Such a shame।

 8 way to choose Good Fundamentals Stocks #RSP 1.SalesGrowth(5 year)>15% 2.ProfitGrowth(5 year) >15% 3.Eps growth >15% 4.Debt to equity below 0.5 5 PE Ratio < Industry PE 6.P/B Ratio <5 7.Mcap/Sales <5 8.Technical Big Range Breakout  #fundamentalAnalysis #equity #buystocks #indianstock

 Today is Mirza Ghalib’s  220th birthday. Lovely lines from  Mirza Ghalib... ख़ुदा की मोहब्बत को फ़ना कौन करेगा? خُدا کی مہبت کو فنا کون کریگا؟ सभी बन्दे नेक हों तो गुनाह कौन करेगा? سبھی بندے نئک ہوں تو گناہ کون کریگا؟ ऐ ख़ुदा मेरे दोस्तों को सलामत रखना اے خُدا میرے دوستوں کو سلامت رکھنا वरना मेरी सलामती की दुआ कौन करेगा ور نہ میری سلامتی کی دُعا کون کریگا और रखना मेरे दुश्मनों को भी महफूज़ اور رکھنا میرے دُشمنوں کو بہی مہفوذ वरना मेरी तेरे पास आने की दुआ कौन करेगा...!!! ورنہ میری تیرے پاس آنے کی دُعا کون     کریگا۔۔۔۔!!!

Permit me to be little descriptive। Coal mines were earlier privately held।Later these were nationalised to put them under coal india ltd a large psu to increase and regulate production of various types and grades। India produces 800 million tons annually of which 48 million tons is lignite coal। We have to import coaking quality coal like, from Australia। Talcher orissa has largest power grade coal deposits in country। Transportation of coal has also been a headache and to supply to power plants 60 wagon jumbo rakes have been used । Automation and productivity and worker safety is most important। With time india setup advanced machinery। Coal mines at most places have water seepage threats। These mines can be open,  or closed with workers going under through a shaft and elevator। Being combustible item, it is dangerous industry। Thousands have died under soil by collapse, fire or flooding। Indian coal is having  high ash content।not good for boilers and coaking coal quality।c...

Propaganda from IT cell of parties. From Bhakda dam to space research centre this country has risen from ashes।Its achievements are adored by whole world।psus did great job to build india।To call names to great leaders, freedom fighters, and gandhi exposes these fake saints and well wishes living luxurious lives surrounded by white skin। This country of buddha mahavir nanak gandhi patel vivekanand has deep culture in its blood। Today some people without any background and achievement curse and call names who have nothing to tell and have been background of such protests violence and rampant corruption earlier। As I always say  flag, fake patriotism ,religion are abused by caucus of these fake priests politicians (musclemen) and greedy traders to suck blood of society and get unemployed innocent people killed for self goals in name of desh bhakti. There is not a single war in world fought for common man or society ।It was to grab land , people or promote own family and safety of kin...

Note 23 feb 2021 Since we wrote this nifty has fallen by 1100 points It should touch 13800 to be fairly priced ---------------- Original note: The nifty 50 as on 11 Feb has PE ratio 41.8 which is huge and absurd The growth rate of most major companies over last 4 years is either under negative or upto 5% Still like mad market is soaring  despite covid driven collapse of jobs and gdp itself So why this is happening ? Indian stock market till now were controllled by FPI and PNs mostly from blackmoney  pooling countries primarily mauritius hongkong singapore fiji and others। India stock markets poorly regulated have great opportunity for insider trading circular trading over pricing in IPOs । Indian tax thief baniya politicians and fake MFs are active so are big traders Indian stock market is great place to make moolah , and exit quickly। It is repository of dirty money। There is little transparency।Present government is forcing PSUs to pump public money to lift prices then they ...

 जज     :- *क़त्ल किसने किया?* आरोपी :- *मैने कत्ल किया।* जज     :- *लाश कहां है?* आरोपी :- *लाश मैने जला दी*   जज     :- *वो जगह दिखाओ*               *जहां लाश जलाई थी* आरोपी :- *मैने सारी जमीन खोद दी* जज     :- *खोदी हुई मिट्टी कहां है?* आरोपी :- *उसकी मैने ईंटे बना दी* जज     :- *तो वो ईंटे दिखाओ* आरोपी :- *मैने उनसे मकान बना*               *लिया।* जज     :- *वो मकान कहां है?* आरोपी :- *भूकंप से गिर गया।* जज     :- *तो मलबा कहां है?* आरोपी :- *वो मैंने बेच दिया।* जज     :- *किसको बेचा?* आरोपी :- *पड़ोसी को* जज     :- *पड़ोसी को बुलाओ* आरोपी :- *वो मर गया* जज     :- *किसने मारा?* आरोपी :- *मैने मारा।* जज     :- *तो लाश किधर है?* आरोपी :- *लाश मैने जला दी* जज     :- *अबे उल्ले के पट्ठे, तूने मर्डर किया है या सर्जिकल स्ट्राइक किया ...

 War and terrorism are two sides of same coin। Globally no members of public want wars and disturbance Wars were never faught for society by kings or dictators or countries।purpose of wars was to take over people and land, for saving thrones and luxury of kings, for their women and grabbing power and wealth The nexus of musclemen moneyed traders and priests fomented wars and disturbannce by abusing three man made cunning tools  Flag patriotism and religion Why mahabharat happened ? Why ramayan happened ? Why middle east is in fire ? Why india china and india pakistan borders not finalised It does not suit corrupt businesses defense industries politicians and priests  Terrorism appears state sponsored ।Security is fancy word used to loot public money do crimes suppress people and move behind public paid foolish guards Armies are paid citizens enjoying power facilities and 10 times earning of common citizens It is all business Worlds most armies are corrupt setups । These g...

 We have all heard of and some might have even visited jim corbet park in Kumaon region। A good resort now it is famous for tigers and leopards Jim Corbet operated here for 40 years and was given task to trace and shootdown man eating tigers। These killed thousands in that time । The 7 jungle stories were finally converted to a book Man Eaters of Kumaon with 10 stories। Incidentally  Corbet gave great information on local flora fauna and villagers। The incidents told in running commentary and narrative form are thrilling specially in night tracking and breath taking।you feel as if you just saved yourself and as if tiger is stalking you ।In one story the cunning tigers silently walks along side Jim over the bush row looking to right moment to jump। A close brush with death for sure। In his honour jim corbet park was named in wild life sactuary। It is beautiful jungle area। Do read it।